Gatelink provides business financing to corporate clients, including regulated lending companies, and structures financing transactions to suit each client’s needs.

Gatelink works with multiple counterparties. Creditstar Finland is one of Gatelink’s key partners, and also cooperates with other companies depending on the project and client needs.

Gatelink holds a financial institution license issued by the Estonian Financial Intelligence Unit (FIU).
About Gatelink

Gatelink International OÜ is an Estonia-registered financial institution focused on corporate financing. We understand a client’s funding need, design a workable structure, and deliver financing on terms that support sustainable growth. We combine a professional credit approach with practical execution, so clients get funding that fits their business model, and investors receive opportunities presented through a clear, standardised structure.

WHAT WE DO

Gatelink’s activities focus on financing solutions for companies. This can include:

  • arranging financing structures that are linked to portfolios or cash-flow-generating assets (where relevant to the client’s business model)

  • evaluating financing needs and proposing a structure that fits the client’s operational profile and risk parameters

  • preparing projects for potential distribution

The specific structure, documentation, and terms are defined for each project individually.

Our Core Operations
Include the Following Services

Acquiring and structuring loan receivables originated by trusted financial institutions, with individual project sizes typically ranging from €500,000 to €5 million and terms of 1 to 5 years.

Investing in Estonian financial institutions through over-the-counter (OTC) instruments such as bonds and convertible loans. Investment decisions are based on thorough credit risk and financial stability analysis.

Investing in equity and other financial instruments that support the capital structure and strategic growth of SMEs.

Money brokerage services, including advising SME clients and facilitating financing transactions with partner institutions and banks as an additional service.

Benefits
BENEFITS

Gatelink can structure financing solutions through a variety of funding channels, depending on the client’s needs and project requirements. For selected projects, Gatelink may coordinate access to the most suitable channels. In such cases, Gatelink typically:

  • Prepares the project with standardised information and documentation.
  • Ensures the project terms and structure are presented clearly for investors or partners.
  • Coordinates the project setup with relevant counterparties.
Our role
Our Role
Business loan solutions

Gatelink provides business loan solutions for companies with different financing needs. We work with corporate clients across sectors, including regulated financial companies, and structure loans to match the client’s operating model and cash-flow profile.

Depending on the case, we can:

  • Arrange working capital and liquidity financing

  • Support growth and expansion plans

  • Provide portfolio financing for lending and receivables-based businesses

  • Assist with refinancing and funding optimisation

  • Structure transactions so they can be financed through different channels

Each solution is tailored to the specific project and documented under the applicable terms.

The Gatelink advantage
The Gatelink Advantage
Why our approach benefits clients and investors

Gatelink’s value is in how we structure and manage business loan solutions, from credit assessment to documentation and ongoing project management. Our goal is to make financing clearer for clients and easier to assess for investors.

  1. Clear structure and execution

    We use defined processes for structuring transactions and documenting terms. This supports consistency across projects and helps stakeholders understand how each financing solution is set up.

  2. Risk-focused decision making

    Financing decisions are based on credit and financial analysis, including the borrower’s stability, asset quality (where applicable), and transaction structure.

  3. Transparent information

    We aim to present project information in a clear and comparable format, so investors can review opportunities using consistent inputs and documentation.

  4. Regulatory-aligned processes

    Where projects are placed through all possible and required regulated channels, our processes are designed to support relevant governance and compliance expectations.

Our commitment to you
Our Commitment to You

When you work with Gatelink, you receive a business loan solution built around your company’s needs and operating model. We structure financing with clear terms and documentation, so the funding is straightforward to implement and manage.

Depending on the project, Gatelink can also support access to funding channels, to help clients achieve the right financing outcome. Our focus is on practical execution, transparent terms, and long-term, sustainable financing structures.

Collaboration success with our partner

Gatelink provides tailored lending solutions for corporate clients, including regulated financial companies. Creditstar Group is a key partner, offering expertise in regulated lending and receivables management. Gatelink works with Creditstar Group to support financing needs, optimise capital structures, and develop effective lending solutions.

This cooperation allows both companies to leverage their strengths: Gatelink contributes its experience in structuring and managing corporate financing, while Creditstar provides operational expertise and market insight.

Contacts
Board members
Viljar Kähari